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 FAIR LENDING CONTINUUM
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  • Prime Loan
    Good Credit 
    MAY Equal =
  • Good Home Mortgage Rate
  • Good Home Loan Contract Terms.

  •  
    Subprime Loan
    Good or Impaired Credit
    MAY Equal = 
  • Poor Home Mortgage Rate
  • Poor Home Loan Contract Terms

  •  
     
    Predatory Loan
    Good Or Poor Credit
    MAY Equal =
  • Lousy Home Mortgage Rate
  • Lousy Home Loan Contract Terms
  • Home Mortgage Rates MAY Equal = 
  • 3%-6% Higher Interest Rate than the Prime Rate.
  • + Excessive PrePayment Penalties and or Burdensome Balloon Payment.

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